This pamphlet enables the administrator in developing countries to assess the advice of experts and to consider the implications of co-operatives before making a decision.

According to the author, it is not too much to say that co-operation offers by far the most promising way of organising the agricultural business in developing countries. It is probably the only way to raise the production of small cultivators and induce them to continue supplying high quality produce to the market.

Yet, co-operative farming in the form of collective ownership and cultivation of land is not recommended as the practical disadvantages outweigh the theoretical advantages.

However, land settlement linked with co-operative service has a great value and should be considered by countries with rising populations and uneconomic systems of land tenure.

Co-operation in the fields of thrift, credit and banking is effective both in agriculture and among urban populations, reducing usury and debt, encouraging saving and making capital available for productive purposes.

The need for co-operative housing is equally great.